Insurance
Currently, I am an in-network provider for the following insurance plans:
–Anthem Blue Cross and Blue Shield
–Cigna
–Husky / CTBHP / Medicaid
–MHN
–Tricare
–United Behavioral Health (United Healthcare)
–ConnectiCare
Questions to ask your insurance company prior to beginning therapy:
-Do I have mental health benefits with my plan?
-Do I have a deductible? If so, how much is it and has it been met? When does it reset?
-How many psychotherapy sessions are covered per calendar year?
-How much does my plan cover for an out-of-network mental health provider?
-How do I obtain reimbursement for out-of-network psychotherapy services?
-What is the coverage amount per psychotherapy session?
-Is approval from my primary care physician required?
I am also an out-of-network provider and will provide a statement to you to submit to your insurance company for reimbursement. Additionally, you may choose to not use your insurance at all. This option can be more expensive out-of-pocket, but it ensures total privacy and confidentiality, as there would be no interference (i.e., clinical decisions made by non-clinical insurance company employees) from insurance companies regarding your treatment. Using insurance requires a mental health diagnosis to be made, which then becomes a part of your permanent health care record. While HIPAA protects your privacy, this information can be used in the future to limit or deny other insurance products such as life insurance and future health insurance policies.
My fee is $150 per 50 minute hour. I do offer a sliding scale based on income as well on a limited basis. Please discuss this with me if interested.
Payment (fee, copay, coinsurance) is due at the time of session.
Policies
-Attendance
The time allotted for your therapy session is unique to you. Because it is reserved for you, I require at least 24 hours notice if you are not able to attend the sessions that we schedule. Appointments that are cancelled with less than 24 hours notice or are not attended will be billed the full session fee per insurance agreements. If there is a pattern of missed or late cancelled appointments, this would be a significant impediment to the therapy and would need to be discussed. This can often be something useful to explore clinically, however, I reserve the right to end treatment and refer you elsewhere if this pattern is problematic or a barrier towards your emotional wellness.
-Inclement Weather
Due to the unpredictable weather in Connecticut, there may be times during the winter that we will not be able to meet for sessions because of snow or freezing rain. Generally I follow the Town of West Hartford Public Schools’ considerations for weather. This means I will adhere to delays and/or closings based on what the schools in town are doing. I will make every reasonable effort to communicate this to you so that we may reschedule. You will not be billed for sessions cancelled due to weather.